As trusted advisors, we work to understand you and your individual needs and simplify the often complex process of choosing your Medicare coverage. Your advisor will help relieve a significant burden during the Medicare plan selection process by providing the knowledge, experience and guidance to help you choose the plan that’s SMART for you.
Why Choose SMART Plan Advisors?
Tamela Manns is licensed by five states –North Carolina, South Carolina, Florida, Ohio, and Pennsylvania– and certified to instruct and answer any questions as it relates to Medicare Part A, Part B, Part C and Part D; as well as Medicare Supplements (Medigap) and Medicare Advantage plans (Part C). She and her staff are dedicated to you and are responsible for making sure all of your questions are answered now and in the future. Tamela provides superior customized service.
As a Medicare recipient you have two options that help “fill in the gaps” of your Medicare benefits. This is where, a majority of people, find the most frustration. We are responsible for explaining both of them in a clear and helpful manner. After understanding your Medicare options, you will feel confident in moving forward to discuss companies and plans and your particular requirements.
If you have a specific company or plan you are interested in, Tamela will go into detail regarding your plan choice making sure you are aware of its strengths and weaknesses. If you decide to work with us, we will perform a local review of the plans available in your area. This will be done at no cost to you. We will give you a recommendation based on the lowest cost and SMART coverage available that meets your individual requirements. She is appointed and represents over 15 insurance companies and the majority of major plans available. She may not represent all the plans in all areas.
Finally, many of our clients enjoy the comfort and security of knowing us as trusted advisor for many years to come. Regardless of whether you have a problem at a doctor’s office, pharmacy or a claim that hasn’t yet been paid, we are here to help you. Simply pick up the phone and you have the assistance you need. With changes coming to Medicare in the near future, our clients feel confident knowing they have a knowledgeable independent advisor who can assist when those changes come.
We do not offer every plan available in your area. Currently we represent 15 insurance carriers organizations offering products/plans in your area. In addition to Medigap Supplement plans, we represent the following Part D Drug Plans in these states: SC-21 of 22; NC-20 of 21 and in FL/OH/PA-18 of 21 plans. We also represent the following Part C Medicare Advantage Plans in these states: SC-61 of 64; NC-79 of 83; FL-58 of 94; OH-64 of 111; PA-53 of 82. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE or your local state to get information on all of your options.
Working with Tamela Manns and her staff will will not cost you anything. We charge no fees for our services. By mandatory state law your advisor must be licensed, certified, and insured; meeting stringent background checks. For your protection state laws require all types of insurance discussions, whether homeowners, auto, life, or health, to be held by a licensed agent or broker. The insurance premium or cost of insurance is approved by each state based on age, gender and tobacco usage. It is offered to all at the same price. No insurance company, agency, or broker is allowed to charge more or less premium to an individual for any reason. Whether you call the insurance company directly, meet with one of their local agents or choose to work with an independent advisor like us, you will pay the same amount.
Many of our clients find irreplaceable value in knowing when we make a recommendation, it is based on the merit of the plan’s price and how well the benefits fit their needs; it has no bearing on the name of the company. We are not the employees of ANY insurance company. Our only loyalty and commitment is to you. As a result, if the company that you choose now makes a future policy or premium change that is not in your best interest, we will be there with our experience and knowledge of all the current plans of all the companies to help you make the wisest choice at that time, which may or may not involve changing companies.
No. SMART Plan Advisors is paid a commission by the insurance company you choose. No additional fees are added to your insurance premium. Working with an advisor will more than likely save you money due to their knowledge of the most competitive rates available in your area; but more important is the value of the future service your advisor will provide when it comes to headaches and problems in the years ahead. You have the additional comfort of relying on us to handle any issues that may arise.
