– $0 Monthly Premium for most individuals. Medicare Part A provides coverage for hospitalization. It also covers a skilled nursing facility, hospice and home healthcare if certain conditions are met. Let’s get together to review the details – click here to request a personalized review.

 – Monthly premium for most individuals (Unless you qualify for extra help through State/Federal programs). Medicare Part B provides coverage for medically necessary services such as physician services, surgical services, outpatient care, testing, durable medical equipment, and doctor’s services. Part B also helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse. Medicare Questions…Answered. For a trusted Advisor to contact you to answer your unique questions – Click Here.

Medicare Advantage plans are a minimal cost alternative to Medicare Supplements and are available with small to no monthly premiums. These are offered by private insurance companies and are Medicare approved. Medicare Advantage members are still included in Medicare and maintain the same rights and protections as Medicare. As a member taking part in a Medicare Advantage plan you will continue to receive regular Medicare covered services. Also, members may have access to extra services not covered by Medicare such as vision, hearing, dental and/or health and wellness programs. Prescription drug plans often are included in the Medicare Advantage plan while Supplemental policy holders must pay extra for the Part D prescription plan.

 – Parts A and B do not cover prescription drugs. In order to receive prescription drug coverage, you must enroll in a Medicare Part D prescription drug plan. Part D plans are offered by Medicare-approved private companies. Many Medicare Advantage plans cover both prescription drugs and medical care so long as you have both Part A and Part B. If you have traditional Medicare, you must enroll in a separate Part D in order to receive coverage. Get started for the knowledge, tools and experience a SMART Plan Advisor can share – Click Here.